Free decision tool

Shopify plan upgrade break-even calculator

Use your own plan quotes to compare monthly fees and find when lower payment rates cover an upgrade.

Put two quotes side by side

The filled-in numbers are made-up examples, not current Shopify prices. Replace them with quotes for the same country and billing period. Use one currency throughout. The preset example uses USD.

Currency

Monthly salesOnly sales charged at the rates below.

Payment transactionsFixed fees may apply more than once per order.

Plan APlan fee per monthUse the monthly equivalent if paid yearly.Percent fees (%)Same payment route in both quotes.Fixed fee per payment

Plan BPlan fee per monthUse the monthly equivalent if paid yearly.Percent fees (%)Same payment route in both quotes.Fixed fee per payment

Add percentage fees only if they apply to the same payment and amount. This tool compares one payment route. For a mix of payment types, calculate fee savings for each type separately, then subtract the added plan fee once. Do not add a plan fee for each type.

Costs under your inputs · USD

Plan A is $40.00 less per month

Plan A

$400.00

Subscription: $40.00
Percent fees: $300.00
Fixed payment fees: $60.00

Plan B

$440.00

Subscription: $100.00
Percent fees: $280.00
Fixed payment fees: $60.00

About $30,000.00 in eligible monthly sales to break even

Uses the percentage-rate saving. Fixed fees are the same in both quotes.

Only the fees entered are compared. Needed features, taxes, apps, foreign cards, currency conversion, refunds, and other payment routes are outside this model. It does not recommend a plan for your whole store.

When does a Shopify upgrade pay for itself?

In this example, Plan B costs $60 more each month and saves 0.2 percentage points on eligible sales. Divide $60 by 0.002: the fee break-even point is $30,000 in monthly sales.

A needed feature can make a plan worth choosing before that point. Check staff access, reporting, shipping, and the terms for your store. Check Shopify’s current plans and the rates in your admin.

Why use your own rates?

Country, billing term, card type, payment provider, and other choices can change the bill. A payment processor fee and a Shopify third-party fee are different charges. Read the fee guide before combining them.

Read the full guide →

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